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SELF ASSESSMENT

Test Whether You Understand What Happens to Your Annuity When Markets Drop

Summer can be a great time to stress-test your knowledge before market volatility picks up later in the year. This quiz focuses on the downside-protection mechanics of fixed index annuities, helping you understand how crediting resets, cap rates, and the zero-percent floor actually work across contract anniversaries. Whether you already own an FIA or are considering one as part of a conservative allocation, find out how well you understand what happens when the market goes down.


8 questions · ~4 minutes

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Ronald Briggs
Ronald Briggs FIC, CRPC® Briggs Financial Group

Financial Professional Ronald J. Briggs Jr, FIC, CRPC®, is an industry veteran with over four decades of experience. As the founder of Caitlin John Private Wealth Management, a Fiduciary based Registered Investment Advisor firm established in late 2010, the inspiration and namesake of Caitlin John was conceived from Ron and his wife Kristin’s two children’s middle names. The vision then and future legacy was to build a fiduciary-based advisory firm to continue serving his clients and future generations grow his practice. The boutique feel and personalized experience that Ron’s clients felt spread to other Advisors both locally and nationally and enabled the Firm to grow exponentially to this date. Each of these Advisors came to Caitlin John to be part of our “FIDUCIARY” and independent Registered Investment Advisor (RIA) firm with their own individual brand and identity they built in their local community. With that being said, Ron and his Team of Tax and Risk mitigation experts are proud to announce the Briggs Financial Group, Wealth Advisors (BFG) serving Ron’s personal clients across the US, with its dual national headquarters located in Brighton, Michigan and Bonita Springs, Florida.