A Smarter 401(k) Strategy for Dental Practice Owners
Go beyond Safe Harbor plans. Discover how to maximize your own contributions, reduce liability, and design a 401(k) plan that actually works for you and your team.
Is Your Dental Practice’s 401(k) Putting You at Risk?
As a dentist and business owner, offering a retirement plan to your team is a great benefit — but did you know it could also expose you to personal liability?
Under ERISA law, if you’re the 402(a) Named Fiduciary, you’re held to the highest legal standard — even if you’ve hired a third-party administrator or broker.
Many dentists are unknowingly:
Missing out on hundreds of thousands in tax-deferred savings
Offering underperforming or outdated investments
Carrying fiduciary liability they thought they had outsourced
What You’ll Learn in the Guide:
The 3 biggest fiduciary blind spots for dental practices
The difference between 3(16), 3(21), and 3(38) fiduciary roles
How to structure your plan to contribute up to $350,000 annually
How algorithmic, rules-based investing can protect you and your employees
Real steps to reduce your compliance burden and personal risk
Ideal For:
Practice owners with 3–50 employees
Dentists looking to defer more income
Anyone currently sponsoring a Safe Harbor 401(k)
Complete the Form to Request Your 401(k) Brochure
"*" indicates required fields
Why Investors Choose Briggs Financial Group
Disciplined Strategy
A structured, data-driven investment process—no emotion, no guesswork. Every decision is based on real analysis to keep your plan on track.
Proactive Risk Management
Our algorithmic Risk-On/Risk-Off strategy adjusts to market conditions in real time—helping reduce risk and respond to volatility faster.
Personalized Guidance
Your goals and risk tolerance shape everything we do. Our strategies are tailored to fit your unique financial plan—not a one-size-fits-all approach.
Ronald J. Briggs Jr., FIC, CRPC®
With over four decades of experience, Ronald J. Briggs Jr. is one of the most seasoned financial advisors in the country—having started his career at just 18 years old.
Compliance Statement:
As a Fiduciary, doing due diligence of all content and data contained herein has been developed or obtained from various sources that are believed to be providing accurate information. None of the content herein is intended as tax, financial, and/or legal advice. Please consult with a legal, financial, and/or tax professional for specific information regarding your individual situation. The content and materials herein are intended to create client awareness for educational purposes and to promote interest in the utilization of risk on, risk off and tax mitigation investment strategies in the planning process. The competitive analysis of various fixed insurance products that may be shown herein do not address any individual’s specific situation and are not to serve as the basis for any investment and/or tax advice and should not be construed as a solicitation to invest. Content herein is based on the latest information available to the public from the Insurance Carriers and while deemed to be accurate, is not guaranteed by the Briggs Financial Group Wealth Advisors, “BFG Wealth Advisors” or affiliates thereof. Numerical information, charts, graphs, formulas, calculations, and data sets, etc. are for example and illustrative purposes only. Please review each Insurance companies’ compliant illustration with your Advisor before investing. BFG Wealth Advisors also provides support, information and competitive analysis on Fixed Insurance Products of over 70 insurance carriers. BFG Insurance Designers is a separate division of the Briggs Financial Group Wealth Advisors.
For more information, please contact your Briggs Financial Group Wealth Advisor directly for a comprehensive overview and analysis of your specific situation using risk on or risk off asset classes in your retirement portfolio.
Asset Management and Investment Advisory Services provided by Investment Advisor Representatives doing business as the Briggs Financial Group are offered through Caitlin John, LLC., a Registered Investment Advisor Firm. The Briggs Financial Group Wealth Advisors, LLC. and Caitlin John, LLC. are separate entities and are not affiliated.
To access the following compliance forms, please visit www.caitlinjohn.com.
Caitlin John Form ADV 2A Brochure | Caitlin John Wrap Fee Brochure | Customer Relationship Summary | Privacy Disclosure Statement | ASWTI Form ADV 2A Brochure
© Briggs Financial Group, LLC | Web Design by EliteAMG